The goal of investing is not to beat the market. It is to earn a return that allows you and your family to achieve your own personal wealth goals. What is the purpose of your savings and investments? What goals are you trying to achieve? Let’s nail those down together. Then we’ll build an investment plan, determine your optimal asset mix, select best-in-class managers, and adjust, monitor, and report.
Investing is like dentistry, engineering and tax planning.
1. Confirm Goals/Objectives
2. Determine Optimal Asset Mix
Once we know what you are trying to achieve, we’ll determine your estimated required rate of return. Taking tax considerations into account, we’ll build an optimal asset mix (stocks, bonds, mortgages, real estate, alternative investments, etc.) aimed at achieving your required rate of return over time, while balancing for risk.
3. Select Best-in-Class Managers
4. Monitor, Adjust, & Report
Once the investments have been made, we constantly monitor our selected managers and ensure they perform as expected.
We’ll adjust your portfolio as your circumstances evolve.
And we’ll provide comprehensive consolidated investment reporting, including on assets not managed by Ginsler Wealth, should you wish.