Legal & Privacy

TERMS OF USE

Ginsler Wealth Management Inc. (“Ginsler Wealth”, or the “Company”) provides a company Website, a Twitter account, a LinkedIn account, an Instagram account, a Facebook account and any other online content or social media accounts (the “Sites”) for informational purposes only. By accessing any of the Sites, you accept and agree to be bound by and comply with the terms and conditions set out herein (the “Terms”). If you do not accept and agree to the Terms, you should not use any of the Sites.

Information provided on the Sites (the “Information”), including hyperlinks or references to other sites, is believed to be reliable and accurate at the time it is posted. However, the Company does not guarantee that the Information is accurate, complete or current at all times. Such Information is provided on an “as is” and “as available” basis and the Company does not guarantee that access to the Sites will be uninterrupted, timely, secure or error free. The Company does not make any express or implied warranties, representations, endorsements or conditions with respect to the Sites or the Information, including without limitation, warranties of merchantability, operation, usefulness, completeness, reliability or fitness for a particular purpose or that no viruses or other contaminating properties will be transmitted to your computer system. It is your sole responsibility to take precautions to ensure that your computer is adequately protected from computer viruses or other destructive properties. You are responsible for evaluating the adequacy, accuracy, reliability, completeness and relevance of any Information.

The Company is not responsible for the terms of use or privacy or security policies at Twitter, LinkedIn, Instagram, Facebook or any third party sites that may be linked to by the Sites or other Twitter, LinkedIn, Instagram or Facebook pages. You use any third party sites at your own risk.

The Information may contain technical inaccuracies or typographical errors and may be modified at any time without notice. As such, you agree to review the Terms regularly. Your continued access or use of the Sites will constitute your acknowledgment of any modified terms and conditions and your agreement to abide and be bound by any changes to the Information or the Sites.

The Company cannot ensure the privacy and confidentiality of any communications over the Internet. As a result, the Company advises you to not transmit any confidential or sensitive information to the Company over the Internet. The Company is not responsible for any damages that may arise if you choose to transmit confidential or sensitive information via this medium.

The Information is not intended to constitute financial, investment, accounting, legal or tax advice and, should not be relied upon in that regard. As expressed above, the contents of the Sites are for informational purposes only and you should consult with a professional prior to acting on any Information.

In no event will the Company be responsible or liable to you or any other party for any direct, indirect, special, incidental or consequential damages, or any other damages arising out of or relating to the use of, misuse of or inability to use the Sites (or a website linked to the Sites). Without limiting the foregoing, the Company will not be responsible or liable for any loss of revenue, profit or prospective economic advantage resulting from the use of, misuse of or inability to use the Site (or a website linked to the Sites), even if advised of the possibility of such damages or such damages are reasonably foreseeable.

Neither the Sites nor the Information constitute an offer or solicitation by the Company to buy or sell any products or services of any kind whatsoever including, without limitation, securities or any other financial instrument of any issuer.

No endorsement or approval of any third parties or their advice, opinions, information, products or services, either by way of a link to other Web sites or otherwise, is expressed or implied by any Information.

References to specific securities and their issuers are not intended and should not be interpreted as recommendations to purchase, sell or hold such securities. The Company’s products and strategies may or may not include the securities referenced, and if such securities are included, no representation is being made that they will continue to be included.

All product and service marks are the trade marks of their respective owners. All of the Company’s trade marks used on the Sites are used under license. You may display, download or print the Information for your own personal and non-commercial purposes provided that all copyright and other proprietary notices contained on the Information are not modified or removed.

Any action arising out of these Terms or the Sites shall be subject to the jurisdiction of the Province of Ontario.

 

USER REPRESENTATIONS

The Sites are a forum where civility should prevail. While the Company may monitor third-party postings we may or may not review them before they are displayed. A third-party post is the view and responsibility of the poster, not the Company. We cannot guarantee the appropriateness, accuracy or usefulness of a third-party posting or of any third-party link. It is unlawful to post unauthorized or copyrighted materials.

The Company is an CSA-registered portfolio manager and exempt market dealer and we therefore cannot publish or otherwise disseminate testimonials about our products or services. Please refrain from such postings. You should keep discussions to the economic or other themes mentioned, and refrain from commenting, positively or negatively, on the Company, its products and services, or its employees. We reserve the right to screen or remove any postings.

You represent and warrant to the Company that you will not use the Sites for any purpose that is unlawful or prohibited by these Terms, including but not limited to attempting or actually (i) disrupting, impairing or otherwise interfering with the operation or integrity of the Sites or circumventing any of the Sites’ security systems; (ii) collecting information about other users of the Sites; or (iii) systematically extracting Information contained in the Sites to populate databases or other sites.

You should use reasonable caution in evaluating information on or available through the Sites. We reserve the right to remove any post at any time for any reason where the Sites’ technology permits. If we do not remove a post that does not mean the Company endorses its content or view. We also reserve the right to alter, edit or adapt a third-party post. All posts to the Sites become the unrestricted property of the Company.

It is a violation of these Terms to pretend to be somebody else by using a false name or otherwise impersonating someone else. You should not submit complaints through the Sites. Complaints are dealt with through our complaint handling procedures. The Company will not treat any posting on the Sites as a complaint. If you wish to make a complaint you should contact the Company through your representative, through info@ginslerwealth.com, or by contacting the Chief Compliance Officer. Our privacy policy is available below. Upon request, Ginsler Wealth will arrange for accessible formats or communication supports.

 

LINKED SITES

Any hyperlinks or referenced websites on the Sites are for your convenience only. These hyperlinks may connect or lead you to third parties’ websites. Any descriptions of, references to, or links to other products, publications or services do not constitute an endorsement, authorization, sponsorship by or affiliation with the Company with respect to any linked site or its sponsor, unless expressly stated by the Company. Any such information, products or sites have not necessarily been reviewed by the Company and are provided or maintained by third parties over whom the Company exercises no control. The Company expressly disclaims any responsibility for the content, the accuracy of any information, or the quality of any products or services provided by or advertised on these third-party sites. The Company reserves the right to terminate any hyperlink at any time.

 

IMPORTANT NOTICE FOR NON-CANADIAN PERSONS AND INVESTORS

The information contained in the Sites is directed only at, and any securities and financial services being offered are available only to, persons resident in Canada and such other jurisdictions where they may be legally offered.

The Sites and any Information therefrom should not be considered as an offer to sell or a solicitation to buy the Company’s investment funds to any person residing in the United States of America or any other jurisdiction in which such an offer or solicitation is unlawful.

Nothing contained within the Sites shall constitute an offer or solicitation to anyone in the United States of America or any jurisdiction where such an offer or solicitation is not authorized or to any person to whom it is unlawful to make such a solicitation.

If you choose to access the Sites from outside of Canada, you acknowledge that the Information is intended for use by persons resident in Canada only. Any products or services referred to on the Sites are provided in accordance with local law. Your use of the Information shall occur on your own initiative and you are responsible for compliance with applicable local, national or international laws.

 

PRIVACY POLICY

The privacy of our investors is very important to us. Set forth below are our policies with respect to personal information of clients that we collect, use and disclose.  In connection with the discretionary investment management services we provide, we collect and maintain personal information about managed account clients.  We collect their personal information to enable us to provide them with services in connection with their investment account, to meet legal and regulatory requirements and for any other purpose to which they may consent in the future.  Their personal information is collected from the following sources:

(a)        investment management agreements or other forms that they submit to us;

(b)        their transactions with us and our affiliates; and

(c)        meetings and telephone conversations with them.

Unless a client otherwise advises, by providing us with their personal information they have consented to our collection, use and disclosure of their information as provided herein. We collect and maintain their personal information in order to give them the best possible service and allow us to establish their identity, protect us from error and fraud, comply with the law and assess their eligibility in our products.

We may disclose their personal information to third parties, when necessary, and to our affiliates in connection with the services we provide related to their investment, including:

(a)        financial service providers, such as banks and others used to finance or facilitate transactions by, or operations of, the managed account;

(b)        other service providers to the managed account, such as accounting, legal, or tax preparation services; and

(c)        taxation and regulatory authorities and agencies.

We seek to carefully safeguard their private information and, to that end, restrict access to personal information about them to those employees and other persons who need to know the information to enable us to provide services to them. Each employee is responsible for ensuring the confidentiality of all personal information they may access.

Investors’ personal information is maintained on our networks or on the networks of our service providers. Personal information may also be stored on a secure off-site storage facility. An investor may access their personal information to verify its accuracy, to withdraw their consent to any of the foregoing collections, uses and/or disclosures being made of their personal information and may update their information by contacting Ginsler Wealth Management Inc. at the following number: 416.635.7159.  Please note that a client’s ability to access our discretionary portfolio management services may be impacted should they withdraw their consent to the collection, use and disclosure of their personal information as outlined above. Ginsler Wealth Management Inc. reserves the right to modify or supplement its Privacy Policy at any time.

 

COOKIES AND OTHER TRACKING DEVICES

We may use cookies and other tracking devices on our website. The use of cookies allows us to measure website activity to provide a better user experience. Cookies and other tracking devices may be used to tell us the time and length of your visit, the pages you look at on our website, the website you visited just before coming to ours, and the name of your Internet service provider.

You may adjust your browser settings to reject cookies if you so choose. If you wish to view the cookies which reside in your computer or change your browser settings to reject all cookies or ask for your approval before accepting them, use the preferences settings in your browser. If you do decide to disable our cookies, you may not be able to take full advantage of certain features available on our website.